Car accidents are jarring—one moment you're driving, and the next, you're dealing with a damaged vehicle, possible injuries, and a flood of questions about what to do next. Whether it's a minor fender bender or a serious collision, knowing how to file a car accident claim is essential to protecting your legal and financial rights. At Mallilo & Grossman, we make that process clear, manageable, and stress-free for accident victims across New York.

Filing a car accident claim isn’t just paperwork—it’s your pathway to recovering the compensation you need for repairs, medical bills, lost income, and even pain and suffering. But too many people lose out on the compensation they deserve because they miss key steps or fall victim to insurance tactics.

Here’s a step-by-step guide to how to file a car accident claim, with legal support every mile of the way:

1. Prioritize Safety and Call Authorities

Immediately after an accident, check for injuries and call 911. Getting an official police report is a critical part of documenting the crash. This report serves as a neutral record of events and helps establish fault, which is crucial for your claim.

2. Document the Scene

Take photos of everything: damage to all vehicles, license plates, road conditions, traffic signs, and any visible injuries. Get contact information from all involved drivers and any witnesses. This evidence will support your claim and help build your case.

3. Seek Medical Attention

Even if you feel okay, get checked by a medical professional. Some injuries (like whiplash or internal trauma) may not show symptoms immediately. Medical records are also important evidence in your claim, showing the direct link between the accident and your injuries.

4. Notify Your Insurance Company

Inform your insurer about the accident as soon as possible, but be careful what you say. Stick to the facts and avoid admitting fault. Anything you say could be used to reduce or deny your claim.

5. Consult a Car Accident Lawyer

This is where Mallilo & Grossman steps in. Our experienced attorneys help you understand your rights, calculate your damages, and file a complete and timely claim. We negotiate directly with the insurance companies so you don’t have to—and we won’t hesitate to take your case to court if a fair settlement isn’t offered.

6. File the Claim and Pursue Compensation

We help you gather all required documents—police reports, medical records, repair estimates—and submit your claim accurately. From there, we pursue maximum compensation for:

Vehicle repairs or replacement

Current and future medical expenses

Lost wages due to time off work

Pain and emotional distress

Filing a car accident claim doesn't have to be confusing or stressful. With Mallilo & Grossman, you're not alone. We guide you through every step and ensure no detail is overlooked. Don’t let a crash derail your life—get the legal support you need and the compensation you deserve.